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Looking for a mortgage lender in Baldwinsville? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Baldwinsville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in Baldwinsville, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Upstate Premier Mortgage
57 E Genesee St, Baldwinsville, NY 13027
3153261271
Upstate Premier Mortgage
57 E Genesee St, Baldwinsville, NY 13027
3153261271
Mortgage lenders in Baldwinsville New York help home buyers and homeowners secure financing for property purchases or refinancing. New York law requires lenders to provide a Loan Estimate within three business days of application. Local lenders are familiar with Onondaga County property values and can guide you through the state specific mortgage process.
What Does a Mortgage Lender in Baldwinsville Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs of 600 to 1,200 dollars. New York also charges a mortgage recording tax of 0.75 to 1.05 percent of the loan amount depending on the county. Costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Baldwinsville New York?
You typically need pay stubs, tax returns, bank statements, and photo identification. New York lenders also require a signed application and a credit report authorization.
How long does a mortgage closing take in New York?
A standard mortgage closing in New York takes 45 to 60 days from application. This timeline includes appraisal, underwriting, and legal review required by New York banking regulations.
Are there first time home buyer programs in New York for Baldwinsville residents?
Yes. New York State offers the SONYMA program with low down payment options and fixed interest rates. Onondaga County also has local down payment assistance programs for qualified buyers.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.