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Compare mortgage lenders in Bay Shore. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Bay Shore, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 mortgage lenders in Bay Shore, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Artisan Mortgage Company, Inc.
134 4th Ave, Bay Shore, NY 11706
6318599414
Senior Reverse Network | Reverse Mortgage
111 W Main St #110, Bay Shore, NY 11706
8555534732
Chase Mortgage
537 E Main St, Bay Shore, NY 11706
6319688600
Tom Kain - Mortgage Loan Officer
479 Montauk Hwy, Bay Shore, NY 11706
8563837260
Chase Mortgage
840 Sunrise Hwy, Bay Shore, NY 11706
6316665523
Mortgage Modification Preparation Service
Bay Shore, NY 11706
5164788383
Mortgage lenders in Bay Shore, New York help homebuyers and homeowners secure financing for property purchases and refinancing. New York State requires lenders to follow specific licensing rules under the Banking Law, and borrowers must receive a Loan Estimate within three business days of application. Local lenders in Bay Shore understand the Suffolk County real estate market and can guide you through the process.
What Does a Mortgage Lender in Bay Shore Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees between $400 and $700, and title insurance averaging $1,500 to $3,000. Closing costs in Suffolk County often range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Bay Shore?
You typically need pay stubs, tax returns, bank statements, and proof of identity. New York lenders also require a signed intent to proceed form before they can charge any fees.
How long does a mortgage application take in New York?
The process usually takes 30 to 45 days from application to closing. New York law gives you three business days to review the Loan Estimate and cancel if you choose.
Are there first-time homebuyer programs in Bay Shore?
Yes, New York State offers the SONYMA program for first-time buyers, which provides low down payment options and competitive rates. Local lenders in Bay Shore can help you apply for these programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.