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Browse mortgage lenders serving Amherst, New York. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Amherst, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage lenders in Amherst, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Priority Mortgage, Inc.
6000 Sheridan Dr Suite A, Amherst, NY 14221
7166515626
L W Integrity Funding LLC
4498 Main St # 8, Amherst, NY 14226
7168733500
HUNT Mortgage (NMLS #37405)
4363 Main Rd, Amherst, NY 14226
7168324838
Gerald Kelly Capital Corporation
4476 Main Rd Director's Office, Amherst, NY 14226
7168399533
Mortgage lenders in Amherst, New York help home buyers and homeowners secure financing for property purchases and refinancing. New York State requires mortgage lenders to be licensed by the Department of Financial Services. Local lenders in Erie County understand the specific housing market conditions in Amherst and Western New York.
What Does a Mortgage Lender in Amherst Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. New York also charges a mortgage recording tax which varies by county. In Erie County, the tax is approximately 1.05 percent of the mortgage amount. These are general estimates and actual costs vary by lender and loan type. This information is for general purposes only and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Amherst?
You typically need pay stubs, tax returns, bank statements, and identification. New York lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage application take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day right of rescission period for refinances after closing.
What is the minimum down payment for a mortgage in New York?
Conventional loans often require 3 to 5 percent down. FHA loans allow 3.5 percent down, and VA loans may require zero down for eligible borrowers.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.