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Showing 3 mortgage lenders in Ardsley, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trustco Bank
33-35 Center St, Ardsley, NY 10502
9146933254
Chase Home Lending
875 Saw Mill River Rd, Ardsley, NY 10502
9142278598
Scott Syre - Chase Home Lending Advisor - NMLS ID 404770
875 Saw Mill River Rd, Ardsley, NY 10502
9142278598
What Does a Mortgage Lender in Ardsley Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $800, and title insurance averaging $1,500 to $3,000. Closing costs in Westchester County often total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ardsley?
You typically need pay stubs, tax returns, bank statements, and proof of assets. New York lenders also require a government-issued ID and a signed authorization for a credit check.
How long does a mortgage application take in New York?
The process usually takes 30 to 45 days from application to closing. New York State law mandates a three-day right of rescission for most purchase loans after signing.
Are there special mortgage programs for first-time buyers in New York?
Yes, New York offers programs like the State of New York Mortgage Agency (SONYMA) low-interest loans and down payment assistance. Eligibility depends on income and property location in Ardsley.