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Looking for a mortgage lender in Beacon? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Beacon, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage lenders in Beacon, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hudson Valley Credit Union
320 Main St, Beacon, NY 12508
8454633011
Walden Savings Bank
554 Main St, Beacon, NY 12508
8454578255
Local Lending Company, LLC
68 E Main St, Beacon, NY 12508
8006738201
Beacon New York offers a range of mortgage lenders to help you finance a home in the Hudson Valley. New York State requires a mortgage originator license for all loan officers. Local lenders understand the specific property values and market conditions in Dutchess County.
What Does a Mortgage Lender in Beacon Cost?
Typical mortgage lender costs in New York include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 500 to 700 dollars. Title insurance costs about 0.5 percent of the purchase price. Attorney fees for closing can be 1500 to 3000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage application in Beacon New York?
You typically need pay stubs, tax returns, bank statements, and photo ID. New York law also requires a property survey and title insurance for most purchases.
How long does a mortgage closing take in New York?
A standard mortgage closing in New York takes 45 to 60 days from application. New York requires a mandatory three-day right of rescission for refinances under federal law.
Are there first-time home buyer programs in Beacon New York?
Yes. New York State offers the SONYMA program with low down payment options and lower interest rates. Dutchess County also provides down payment assistance for eligible buyers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.