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Find Mortgage Lenders Near You in Ballston Spa, NY
Looking for a mortgage lender in Ballston Spa? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Ballston Spa, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in Ballston Spa, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Haus Capital Corporation - Saratoga
10 Blacksmith Dr, Ballston Spa, NY 12020
5183668608
Great Plains National Bank Mortgage Division
20 Prospect St #312, Ballston Spa, NY 12120
5188779810
Mortgage lenders in Ballston Spa New York help homebuyers and homeowners secure financing for residential properties. New York law requires lenders to provide a good faith estimate of closing costs within three business days of a loan application. Local lenders can guide you through the state specific mortgage recording tax and other regulations.
What Does a Mortgage Lender in Ballston Spa Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,500 to $3,000. The mortgage recording tax is approximately 1.05% of the loan amount in Saratoga County. Closing costs generally range from 2% to 5% of the purchase price. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ballston Spa?
You typically need proof of income, tax returns, bank statements, and identification. New York lenders may also require a property appraisal and title search.
What is the mortgage recording tax in New York?
New York imposes a mortgage recording tax on loans secured by real property. In Saratoga County the rate is about 1.05% of the loan amount for most residential mortgages.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.