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Compare mortgage lenders in North Tonawanda. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
North Tonawanda, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage lenders in North Tonawanda, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cross State Funding Corporation
416 Oliver St, North Tonawanda, NY 14120
7169846968
Greater Together Credit Union
160 Ward Rd, North Tonawanda, NY 14120
7166951829
HUNT Mortgage (NMLS #37405)
3070 Niagara Falls Blvd, North Tonawanda, NY 14120
7166940400
Mortgage lenders in North Tonawanda New York help home buyers and homeowners secure financing for residential properties. New York law requires lenders to follow strict disclosure rules under the New York Banking Law. Local lenders can guide you through the process from pre-approval to closing.
What Does a Mortgage Lender in North Tonawanda Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in New York average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in North Tonawanda?
You typically need pay stubs, tax returns, bank statements, and identification. New York lenders also require proof of homeowners insurance. The exact list depends on your loan type and lender.
How long does a mortgage closing take in New York?
A standard mortgage closing in New York usually takes 45 to 60 days from application. New York law requires a three day right of rescission for refinances. Delays can occur due to appraisal or title issues.
What are the current mortgage interest rates in North Tonawanda?
Mortgage rates in North Tonawanda change daily based on market conditions and your credit profile. Rates are influenced by the Federal Reserve and local lender competition. Contact multiple lenders for accurate quotes.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.