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Find Mortgage Lenders Near You in New Hartford, NY

Browse mortgage lenders serving New Hartford, New York. Contact information and addresses listed below.

4 agents listed
Updated June 2026
New Hartford, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 4 mortgage lenders in New Hartford, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
4654 Commercial Dr, New Hartford, NY 13413
(315) 768-8141 onemainfinancial.com
New Hartford Branch
41 Kellogg Rd, New Hartford, NY 13413
(315) 797-6552 firstniagara.com
Loandepot new Hartford NY
44 Oxford Rd, New Hartford, NY 13413
(315) 800-2396 loandepot.com
Territory Mortgage, Inc.
66 Genesee St # 1, New Hartford, NY 13413
(315) 792-8021

Mortgage lenders in New Hartford help homebuyers and homeowners secure financing for property purchases or refinancing. New York law requires lenders to follow strict licensing rules under the New York Banking Law. Local lenders can guide you through the process from pre-approval to closing.

What Does a Mortgage Lender in New Hartford Cost?

Typical mortgage costs in New York include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance often 0.5 to 1 percent of the purchase price. Closing costs in New Hartford generally range from 2 to 5 percent of the loan amount. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage in New Hartford?
You typically need proof of income tax returns bank statements and identification. New York may require additional documents for self-employed borrowers or those using gift funds.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a 3-day right of rescission for refinances under federal truth in lending rules.
Are there special mortgage programs for New York first-time buyers?
Yes New York offers programs like the State of New York Mortgage Agency SONYMA with low down payment options and competitive rates for first-time buyers in New Hartford.

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