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Browse mortgage lenders serving Mechanicville, New York. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Mechanicville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage lenders in Mechanicville, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Victory Funding
2296 US-9, Mechanicville, NY 12118
5188997700
Trustco Bank
9 Price Chopper Plaza, Mechanicville, NY 12118
5186641059
Ron Adrian - Mortgage Loan Originator
2296 US-9, Mechanicville, NY 12118
5187765779
Allied First Bank-Marc Salvadore
311 Park Ave, Mechanicville, NY 12118
5183487460
Mortgage lenders in Mechanicville New York help home buyers and homeowners secure financing for property purchases and refinancing. New York law requires all mortgage loan originators to be licensed through the Department of Financial Services. Local lenders can guide you through state-specific requirements like the mandatory mortgage recording tax and the statutory right of rescission.
What Does a Mortgage Lender in Mechanicville Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. New York also charges a mortgage recording tax that varies by county. These amounts are estimates and your actual costs will depend on your loan type and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Mechanicville?
You typically need pay stubs, tax returns, bank statements, and proof of identification. New York lenders also require a signed disclosure form under the New York Banking Law.
How long does it take to close on a mortgage in New York?
The average mortgage closing in New York takes 45 to 60 days. This timeline includes the mandatory three-day right of rescission period for refinances under federal law.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.