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Find Mortgage Lenders Near You in Lake Ronkonkoma, NY
Compare mortgage lenders in Lake Ronkonkoma. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Lake Ronkonkoma, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage lenders in Lake Ronkonkoma, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wells Fargo Bank
601 Portion Rd Ste 19A, Lake Ronkonkoma, NY 11779
6315850297
TD Bank
474 Portion Rd, Lake Ronkonkoma, NY 11779
6315881564
Dave Trabosh - Contour Mortgage
4949 Express Dr N, Lake Ronkonkoma, NY 11779
5168487034
Contour Mortgage - Ronkonkoma
4949 Express Dr N Ste 103, Lake Ronkonkoma, NY 11779
5168487034
Lake Ronkonkoma homebuyers and homeowners can work with local mortgage lenders to secure financing for a home purchase or refinance. New York law requires lenders to provide a Loan Estimate within three business days of receiving a complete application. Lenders in Suffolk County are familiar with local property values and the specific requirements for New York State mortgage transactions.
What Does a Mortgage Lender in Lake Ronkonkoma Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance which can cost $1,000 to $2,500. Closing costs in New York often total 2% to 5% of the purchase price. These are general estimates and actual costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lake Ronkonkoma?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. New York lenders may also require a signed IRS Form 4506-T to verify your tax information.
How long does a mortgage closing take in New York?
A standard mortgage closing in New York usually takes 45 to 60 days from application to closing. This timeline can vary based on the lender, appraisal, and title search requirements.
What is the New York mortgage recording tax?
New York State and some counties impose a mortgage recording tax when a mortgage is recorded. In Suffolk County the tax is 1.05% of the loan amount for most mortgages, with an additional 0.25% for loans over a certain threshold.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.