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Showing 2 mortgage lenders in Irvington, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
X-Caliber Capital
3 W Main St, Irvington, NY 10533
8449925423
Chase Home Lending
45-47 Main St, Irvington, NY 10533
2067902686
What Does a Mortgage Lender in Irvington Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,500 to 3,000 dollars. Closing costs in New York generally range from 2 to 5 percent of the purchase price. Additional costs may include attorney fees and recording taxes. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Irvington New York?
You typically need pay stubs, tax returns, bank statements, and identification. New York lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day right of rescission for refinances under federal truth in lending rules.
What are the down payment requirements for a mortgage in Irvington?
Down payments vary by loan type. Conventional loans may require 5 to 20 percent down. FHA loans allow as low as 3.5 percent. New York first-time home buyer programs may offer assistance.