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Browse mortgage lenders serving Garden City, New York. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Garden City, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 14 mortgage lenders in Garden City, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Capital Source - Small Business Loans
1399 Franklin Ave #200, Garden City, NY 11530
8559338638
Madison Mortgage Services Inc.
900 Stewart Ave Suite 310, Garden City, NY 11530
5165402420
Contour Mortgage
990 Stewart Ave # 660, Garden City, NY 11530
5163856900
Matthew Nieves- Contour Mortgage
990 Stewart Ave # 660, Garden City, NY 11530
6312758486
Bobby Papadopoulos - Contour Mortgage Corporation
990 Stewart Ave, Garden City, NY 11530
5166447755
Long Island Mortgage's - Jason Shannon - Contour Mortgage
990 Stewart Ave, Garden City, NY 11530
5164254518
Mortgage Broker Brian Diez
825 E Gate Blvd, Garden City, NY 11530
5169085225
loanDepot
400 Garden City Plaza #103, Garden City, NY 11530
5163983322
Garden City Mortgage
170 Tullamore Rd, Garden City, NY 11530
5167472500
United Mortgage Corp. - Garden City
825 E Gate Blvd #202, Garden City, NY 11530
5162651810
Advisors Mortgage Group - Garden City, NY
585 Stewart Ave Ste 740, Garden City, NY 11530
8007789044
Associated Mortgage Bankers, Inc.
600 Old Country Rd #207, Garden City, NY 11530
5163941420
Chase Home Lending
82 7th St, Garden City, NY 11530
3478609163
CMG Home Loans
106 7th St Suite 203, Garden City, NY 11530
2012996430
Mortgage lenders in Garden City, New York help homebuyers secure financing for residential properties. New York law requires lenders to provide a Loan Estimate within three business days of application. Local lenders are familiar with Nassau County property values and specific New York mortgage recording tax rules.
What Does a Mortgage Lender in Garden City Cost?
Typical costs for a mortgage lender in Garden City include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance ranging from 500 to 2,000 dollars. New York also charges a mortgage recording tax as noted above. Closing costs generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Garden City?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and photo ID. New York lenders may also require proof of homeowners insurance and a property appraisal.
How long does mortgage approval take in New York?
Initial approval can take a few days, but full underwriting and closing usually take 30 to 45 days. New York law allows a three-day rescission period after signing for refinances.
What is the mortgage recording tax in New York?
New York imposes a mortgage recording tax on the loan amount. In Nassau County, the rate is 1.05% for loans up to 500,000 dollars and 1.30% for loans over that amount. This tax is typically paid at closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.