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Looking for a mortgage lender in Dunkirk? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Dunkirk, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 mortgage lenders in Dunkirk, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
3968 Vineyard Dr, Dunkirk, NY 14048
7163796549
Greater Chautauqua FCU
57 Lake Shore Dr W, Dunkirk, NY 14048
7163668150
KeyBank
51 E 4th St, Dunkirk, NY 14048
7163662922
Lake Shore Bank - Dunkirk
128 E 4th St, Dunkirk, NY 14048
7163664070
Community Bank, N.A.
345 Central Ave, Dunkirk, NY 14048
7163664223
Gugino & Ryel Financial
200 Lake Shore Dr W, Dunkirk, NY 14048
7163632804
Mortgage lenders in Dunkirk, New York help homebuyers and homeowners secure financing for residential properties. New York law requires lenders to follow strict licensing rules under the New York Banking Law. Local lenders can guide you through the process from pre-approval to closing.
What Does a Mortgage Lender in Dunkirk Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $300 to $600, and title insurance averaging $1,000 to $2,500. Closing costs in New York often total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Dunkirk?
You typically need pay stubs, tax returns, bank statements, and proof of identity. New York lenders may also require a property appraisal and title insurance.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day right of rescission for most refinances.
Are there first-time homebuyer programs in Dunkirk?
Yes, New York offers programs like the State of New York Mortgage Agency (SONYMA) which provides low down payment options and closing cost assistance for eligible buyers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.