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Directory of fha loan specialists in Yorktown, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Yorktown, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 2 fha loan specialists in Yorktown, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group - Yorktown, VA
111 Cybernetics Way, Yorktown, VA 23693
7578746040
C&F Mortgage Corp
2800 George Washington Memorial Hwy, Yorktown, VA 23693
7578738200
FHA loan specialists in Yorktown Virginia help homebuyers and homeowners navigate FHA-insured mortgages. These loans are backed by the Federal Housing Administration and often require lower down payments. Virginia law requires all mortgage loan originators to be licensed through the Virginia State Corporation Commission. Yorktown specialists understand local property values and the specific requirements for FHA loans in Virginia.
What Does a FHA Loan Specialist in Yorktown Cost?
Typical costs for an FHA loan in Yorktown Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the purchase price, including lender fees, title insurance, and appraisal fees. Virginia also charges a recordation tax of 25 cents per 100 dollars of the loan amount. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Yorktown Virginia?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Virginia lenders may have their own overlays with slightly higher minimums.
Are there specific property requirements for FHA loans in Virginia?
Yes, FHA loans require the property to meet minimum property standards set by HUD. In Virginia, the home must be in safe and habitable condition with no major structural issues. An FHA appraiser will inspect the property to ensure it meets these standards before loan approval.
How long does it take to get an FHA loan in Yorktown Virginia?
The typical FHA loan process in Virginia takes 30 to 45 days from application to closing. This timeline can vary based on the complexity of your financial situation and the appraiser schedule. Virginia law requires a three business day right of rescission after signing the loan documents.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.