FHA Loan Specialists in Annandale, VA — Compare & Find

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.

Showing 4 fha loan specialists in Annandale, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

Finance USA Corporation

6924 Little River Turnpike STE A, Annandale, VA 22003

(703) 941-4022 financeusa.us

Washington Mortgage Group Inc

7619 Little River Turnpike #350, Annandale, VA 22003

(703) 992-8750 washingtonmg.com

Fairway Asset Corporation

7345 McWhorter Pl STE 110, Annandale, VA 22003

(888) 855-2093 facmtg.com

Fidelity Lending Group Inc

5049 Backlick Rd, Annandale, VA 22003

(703) 354-8898 fidlending.com

FHA loan specialists in Annandale Virginia help borrowers qualify for government-backed mortgages with lower down payments and flexible credit requirements. Virginia law requires all mortgage loan originators to be licensed through the Virginia State Corporation Commission. Local specialists understand Fairfax County property values and can guide you through the FHA appraisal process.

What Does a FHA Loan Specialist in Annandale Cost?

FHA loan specialist fees in Virginia typically range from 1 to 2 percent of the loan amount for origination and processing. Appraisal costs in Annandale are usually $500 to $700. The upfront mortgage insurance premium is 1.75 percent of the loan amount and can be financed into the loan. Monthly mortgage insurance premiums vary based on loan term and down payment. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Annandale Virginia in 2025?

For 2025 the FHA loan limit for a single-family home in Fairfax County is $1,149,825. This high limit reflects the area median home prices. Limits are updated annually by the Department of Housing and Urban Development.

What credit score is needed for an FHA loan in Virginia?

FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Virginia lenders may have their own overlays so check with multiple specialists.

How long does the FHA loan process take in Annandale?

The typical FHA loan process takes 30 to 45 days from application to closing. Virginia requires a 3-day right of rescission after signing loan documents. Delays can occur if the property needs repairs required by the FHA appraisal.

FHA Loan Specialists in Other Virginia Cities

Alexandria · Arlington · Ashburn · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Christiansburg · Colonial Heights · Danville · Dumfries · Fairfax · Falls Church

Free • No Obligation

Compare FHA Loan Specialists

Get matched with agents in Annandale who handle your type of case.

Affiliate Form Embed

Replace with iframe/embed code
from your affiliate network

Affiliate Disclosure The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.

Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Virginia.

Report an error or request listing removal

Email info@beforemortgageusa.com — removal requests are typically processed within 7-10 business days.