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Directory of fha loan specialists in Colonial Heights, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Colonial Heights, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 11 fha loan specialists in Colonial Heights, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Presidential Bank Mortgage
2425 Boulevard Suite 1, Colonial Heights, VA 23834
8045201103
Tidewater Mortgage Services, Inc. Branch NMLS #: 401911
320b Charles H Dimmock Pkwy, Colonial Heights, VA 23834
8048957434
1st Franklin Financial
637 Southpark Blvd, Colonial Heights, VA 23834
8046092977
Regional Finance
583 Southpark Blvd, Colonial Heights, VA 23834
8044512391
Mike Hacker | AVP, Sales Manager NMLS 877028 with Presidential Bank Mortgage
2425 Boulevard Suite 1, Colonial Heights, VA 23834
8045866117
OneMain Financial
798 Southpark Blvd Ste 30, Colonial Heights, VA 23834
8045205315
Lendmark Financial Services LLC
1851 Southpark Blvd, Colonial Heights, VA 23834
8048618075
Republic Finance
7 Dunlop Village Unit 70, Colonial Heights, VA 23834
8044798925
Hamilton Group Funding, Inc.
320 Charles H Dimmock Pkwy, Colonial Heights, VA 23834
3522220500
Prosperity Mortgage - Patricia Gates
601 Southpark Blvd, Colonial Heights, VA 23834
8045040161
Blake Bogese - Loan Officer
206 C Temple Ave, Colonial Heights, VA 23834
8045865174
An FHA loan specialist in Colonial Heights Virginia can guide you through the process of obtaining a government-backed mortgage. Virginia law requires all loan originators to be licensed through the Virginia State Corporation Commission. These specialists help borrowers with lower credit scores and smaller down payments find suitable home financing options.
What Does a FHA Loan Specialist in Colonial Heights Cost?
Typical costs for an FHA loan specialist in Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on the loan term and down payment. Closing costs in Colonial Heights generally run between 2 and 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Colonial Heights do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your financial documents, explain FHA requirements, and guide you through the approval process. In Virginia, the specialist must follow state licensing rules set by the Bureau of Financial Institutions.
What are the FHA loan limits for Colonial Heights Virginia?
FHA loan limits for Colonial Heights follow the standard limits for the Richmond Virginia area. For 2025, the floor limit for a single family home is typically around $498,257. Higher limits may apply for multi unit properties. Check with a specialist for the current amount.
How long does the FHA loan process take in Virginia?
The FHA loan process in Virginia usually takes 30 to 45 days from application to closing. Virginia law requires a 3 day right of rescission period after signing loan documents. Delays can occur if additional documentation is needed or if the property requires repairs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.