FHA Loan Specialists in Fairfax, VA
Browse fha loan specialists serving Fairfax, Virginia. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Virginia before hiring.
Showing 20 fha loan specialists in Fairfax, VA
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An FHA loan specialist in Fairfax Virginia helps homebuyers navigate Federal Housing Administration loans which are popular for first-time buyers. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Fairfax County has specific property tax and appraisal rules that a local specialist can address.
What Does a FHA Loan Specialist in Fairfax Cost?
Typical costs for an FHA loan in Fairfax Virginia include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% of the loan balance. Closing costs usually range from 3% to 5% of the purchase price. Lender fees may add 500 to 1500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Fairfax Virginia?
An FHA loan specialist guides you through the FHA loan process including pre-approval documentation and closing. They ensure your loan meets Virginia state requirements such as proper property title and flood zone checks. They also help with Fairfax County specific appraisal guidelines.
What are the FHA loan limits for Fairfax Virginia in 2025?
For 2025 the FHA loan limit for a single-family home in Fairfax County is $1,149,825. This high limit reflects the area's elevated home prices. Limits are set by the Department of Housing and Urban Development and apply to all Virginia counties.
How long does the FHA loan process take in Fairfax Virginia?
The typical FHA loan process in Fairfax takes 30 to 45 days from application to closing. Virginia law requires a three-day right of rescission after signing loan documents. Delays can occur if property appraisals or title searches take longer than expected.