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Find FHA Loan Specialists in Chesapeake, VA

Compare fha loan specialists in Chesapeake. Review contact information and insurance categorys before you decide.

15 agents listed
Updated May 2026
Chesapeake, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 15 fha loan specialists in Chesapeake, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group
638 Independence Pkwy # 250, Chesapeake, VA 23320
7578190301
Briggs Team Lending - Taylor Briggs
505 Independence Pkwy #240, Chesapeake, VA 23320
7576631473
The Broker - Mortgage Experts
1407 Stephanie Way Ste D, Chesapeake, VA 23320
7576425078
Tim Lee Loan Officer with RW Towne Mortgage
628 Cedar Rd, Chesapeake, VA 23322
7572363747
Gwyneth Griffith with Towne Mortgage
Inside Howard Hanna Office, 3237 Western Branch Blvd, Chesapeake, VA 23321
7572886642
Whitney Oertel Senior Mortgage Loan Officer with Towne Mortgage
128 Battlefield Blvd N, Chesapeake, VA 23320
7576202888
Tidewater Home Funding
1108 Eden Way N A, Chesapeake, VA 23320
7573668690
Chace Cooper with TowneBank Mortgage
1312 Greenbrier Pkwy, Chesapeake, VA 23322
7573775367
Jonathan Haug at Prosperity Home Mortgage - Chesapeake
644 Grassfield Pkwy #28, Chesapeake, VA 23322
7573741541
C&F Mortgage Corp
501 Independence Pkwy Suite # 305, Chesapeake, VA 23320
7573400888
Ron Stowe Loan Officer with RW Towne Mortgage
137 Mt Pleasant Rd, Chesapeake, VA 23322
7572872452
Marcie Ellis Richard at CrossCountry Mortgage
445 Battlefield Blvd N # G, Chesapeake, VA 23320
7575606012
Joe Kersey
638 Independence Pkwy # 250, Chesapeake, VA 23320
7574345170
Traci Waller at CrossCountry Mortgage
445 Battlefield Blvd N # G, Chesapeake, VA 23320
8777731226
New Dominion Mortgage
1044 Volvo Pkwy, Chesapeake, VA 23320
7578520667

FHA loan specialists in Chesapeake Virginia help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in Virginia due to lower down payment requirements and flexible credit guidelines. Local specialists understand Virginia specific property laws and can guide you through the state required homeownership counseling process.

What Does a FHA Loan Specialist in Chesapeake Cost?

Typical costs for an FHA loan in Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Chesapeake generally range from 3 to 5 percent of the purchase price. These costs vary based on the lender loan amount and property condition. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Chesapeake Virginia?
For 2024 the FHA loan limit for a single family home in Chesapeake Virginia is $498,257. This limit is set by HUD and applies to most areas in the Hampton Roads region.
What Virginia specific requirements apply to FHA loans?
Virginia law requires borrowers to complete a homeownership education course approved by the Virginia Housing Development Authority. This course covers budgeting credit and the responsibilities of homeownership.
How long does the FHA loan process take in Chesapeake?
The typical FHA loan process in Chesapeake takes 30 to 45 days from application to closing. Delays can occur if the property requires repairs identified in a VA or FHA appraisal.