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Showing 5 fha loan specialists in Christiansburg, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Waterstone Mortgage - Christiansburg, VA
225 Central Ave, Christiansburg, VA 24073
2626919300
Regional Finance
112 Peppers Ferry Rd NW, Christiansburg, VA 24073
5402518162
Lendmark Financial Services LLC
1568 N Franklin St, Christiansburg, VA 24073
5402510286
Truist
15 Spradlin Farm Dr, Christiansburg, VA 24073
5402518143
Burke & Herbert Bank
100 Akers Farm Rd NE, Christiansburg, VA 24073
5402603040
What Does a FHA Loan Specialist in Christiansburg Cost?
Typical costs for an FHA loan in Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the purchase price. Lender fees and appraisal fees vary. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Christiansburg do?
An FHA loan specialist guides you through the FHA loan process including pre approval, documentation, and closing. They ensure the property meets FHA minimum property standards required by HUD. They also help you understand Virginia specific closing cost rules.
What are the FHA loan limits for Christiansburg Virginia?
For 2025 the FHA loan limit for a single family home in Montgomery County is $498,257. This limit applies to most areas in the New River Valley. Higher limits may apply for multi unit properties.
How long does an FHA loan take to close in Virginia?
A typical FHA loan in Virginia closes in 30 to 45 days. Delays can occur if the property needs repairs to meet FHA standards. Virginia law does not set a specific time limit for closing.