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Find FHA Loan Specialists Near You in Charlottesville, VA
Looking for a fha loan specialist in Charlottesville? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Charlottesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 20 fha loan specialists in Charlottesville, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jenna Stiltner - Atlantic Coast Mortgage
1415 Rolkin Ct Suite 302, Charlottesville, VA 22911
4345310719
Atlantic Coast Mortgage - Charlottesville
1415 Rolkin Ct Suite 302, Charlottesville, VA 22911
4344461800
Whit Douglas at First Heritage Mortgage, LLC
404 People Pl STE 303, Charlottesville, VA 22911
4342275101
Ryan Schuett at Prosperity Home Mortgage - Charlottesville
350 Old Ivy Way SUITE 200, Charlottesville, VA 22903
4344227457
Todd Jenkins - Gray Fox Mortgage, LLC
1135 Rose Hill Dr, Charlottesville, VA 22903
4349876273
Crown Mortgage
2019 Woodbrook Ct Suite 5, Charlottesville, VA 22901
4349755626
Guild Mortgage - Katie Shiers
1939 Commonwealth Dr, Charlottesville, VA 22901
4342600421
Mike Buczynski at First Heritage Mortgage, LLC
404 People Pl STE 303, Charlottesville, VA 22911
4349876712
Ben Aliff at First Heritage Mortgage
404 People Pl STE 303, Charlottesville, VA 22911
4349960016
Tammy Wilt, Gray Fox Mortgage LLC
1135 Rose Hill Dr Unit 101, Charlottesville, VA 22903
4342420046
Jay Domenic Loan Officer with Towne Mortgage
1100 Dryden Ln, Charlottesville, VA 22903
4342207630
First Heritage Mortgage, LLC - Charlottesville
404 People Pl STE 303, Charlottesville, VA 22911
4342275100
Carleton Garrett
700 Harris St Suite 204, Charlottesville, VA 22903
4344663393
Moe Barros-MBS Mortgage
1 Boars Head Pointe #120, Charlottesville, VA 22903
4343052278
Mahone Mortgage
685 Berkmar Ct, Charlottesville, VA 22901
4342935200
Homestead Funding Corp: Patricia I Madison | NMLS# 162252
300 E Main St Office 223, Charlottesville, VA 22902
9175593659
C&F Mortgage Corp
3920 Lenox Ave, Charlottesville, VA 22901
4349741450
Evan Hansen at First Heritage Mortgage
404 People Pl STE 303, Charlottesville, VA 22911
4344090779
Homestead Funding Corp. – Charlottesville
300 W Main St, Charlottesville, VA 22902
9175593659
Stephanie Conteh
1939 Commonwealth Dr, Charlottesville, VA 22901
4343275173
FHA loan specialists in Charlottesville Virginia help homebuyers navigate Federal Housing Administration insured loans. These loans often require lower down payments and credit scores than conventional mortgages. Virginia law requires all FHA loan originators to be licensed through the Nationwide Multistate Licensing System.
What Does a FHA Loan Specialist in Charlottesville Cost?
Typical costs for an FHA loan specialist in Virginia include an origination fee of 1 percent of the loan amount and a mortgage insurance premium of 1.75 percent upfront plus 0.55 percent annually. Third party costs such as appraisal and title fees range from 500 to 2,000 dollars. These costs vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Charlottesville do?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval application and closing. They help ensure the property meets FHA minimum property standards and that the borrower qualifies under FHA guidelines.
What are the FHA loan limits for Charlottesville Virginia?
For 2024 the FHA loan limit for a single family home in Charlottesville Virginia is $498,257. Higher limits apply for multi unit properties. These limits are set by the Department of Housing and Urban Development and may change annually.
Are there Virginia specific requirements for FHA loans?
Virginia requires FHA loan specialists to hold a valid mortgage loan originator license. Borrowers must also comply with Virginia property transfer disclosure laws. There are no state specific down payment assistance programs tied directly to FHA loans but local programs may apply.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.