Find Mortgage Refinance Companies in Warwick, RI
Directory of mortgage refinance companies in Warwick, Rhode Island. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Rhode Island before hiring.
Showing 17 mortgage refinance companies in Warwick, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Warwick Cost?
Typical costs for refinancing in Rhode Island include an origination fee of 0.5% to 1% of the loan amount, appraisal fees around $400 to $700, and title search fees of $300 to $600. Closing costs often total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Warwick?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Rhode Island lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Rhode Island?
A standard refinance in Rhode Island usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the appraisal is slow.