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Find Mortgage Refinance Companies Near You in Narragansett, RI
Directory of mortgage refinance companies in Narragansett, Rhode Island. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Narragansett, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 3 mortgage refinance companies in Narragansett, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
140 Point Judith Rd Unit 45C, Narragansett, RI 02882
4016921108
Seacoast Mortgage Corporation
3 Atlantic Ave, Narragansett, RI 02882
4017821012
Revolution Mortgage
140 Point Judith Rd Unit 45C, Narragansett, RI 02882
4012387100
Mortgage refinance companies in Narragansett Rhode Island help homeowners lower their interest rates or change loan terms. Rhode Island law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local companies understand the Narragansett real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Narragansett Cost?
Typical costs for a mortgage refinance in Rhode Island include an appraisal fee of 400 to 700 dollars loan origination fees of 0.5 to 1 percent of the loan amount and title insurance costs of 500 to 1,500 dollars. Closing costs usually total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Narragansett?
You will need pay stubs tax returns bank statements and a property appraisal. Rhode Island lenders also require proof of homeowners insurance and a valid photo ID.
How long does a mortgage refinance take in Rhode Island?
A typical refinance in Rhode Island takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Rhode Island specific laws for mortgage refinancing?
Yes Rhode Island has a three day right of rescission for most refinances. This means you can cancel the loan for any reason within three business days after signing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.