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Find Mortgage Refinance Companies Near You in Pawtucket, RI
Looking for a mortgage refinance company in Pawtucket? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Pawtucket, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 4 mortgage refinance companies in Pawtucket, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Anchor Financial Mortgage, Inc
1 Lonsdale Ave, Pawtucket, RI 02860
4014953100
Seacoast Mortgage Corporation
267 Newport Ave, Pawtucket, RI 02861
4014751600
Mortgage Modification Center
474 Broadway, Pawtucket, RI 02860
4014677998
Mateo Delgado Total Mortgage NMLS# 2655436
145 Newport Ave, Pawtucket, RI 02861
7812814150
A mortgage refinance company in Pawtucket Rhode Island helps homeowners lower their interest rate or change loan terms. Rhode Island law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local refinance services can guide you through this process and explain state-specific regulations.
What Does a Mortgage Refinance Company in Pawtucket Cost?
Typical costs for a mortgage refinance in Rhode Island include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs often total 2% to 5% of the loan principal. These figures vary based on your loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Pawtucket?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Rhode Island lenders may also ask for a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Rhode Island?
A standard refinance in Rhode Island usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Rhode Island laws that protect homeowners during refinancing?
Yes. Rhode Island General Law Section 34-25.2-1 requires lenders to provide a clear disclosure of all fees and terms. The state also gives borrowers a three-day right of rescission after signing for most refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.