ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Mortgage Refinance Companies in Cranston, RI
Looking for a mortgage refinance company in Cranston? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Cranston, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 16 mortgage refinance companies in Cranston, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Primary Residential Mortgage
647 Oaklawn Ave, Cranston, RI 02920
4014907146
The Ferranti Group of loanDepot, NMLS#174457
1615 Pontiac Ave STE 3, Cranston, RI 02920
4012335020
James Procter, Mortgage Loan Consultant, NMLS#23362 - The Ferranti Group of loanDepot
Chris Alfano - loanDepot - Loan Officer - NMLS #2097161
1615 Pontiac Ave 1st Floor, Cranston, RI 02920
4015271187
Steven Hawes | Loan Officer | Primary Residential Mortgage, Inc.
647 Oaklawn Ave 2nd Floor, Cranston, RI 02920
4014802331
Washington Trust
645 Reservoir Ave, Cranston, RI 02910
4019461004
Nicholas Viveiros | Loan Officer | Primary Residential Mortgage, Inc.
647 Oaklawn Ave, Cranston, RI 02920
4019969460
Best Financial Mortgage Corporation
108 Phenix Ave, Cranston, RI 02920
4014903210
Aldryn Tangui | Loan Officer | Primary Residential Mortgage, Inc.
647 Oaklawn Ave, Cranston, RI 02920
7742193805
Mortgage refinance companies in Cranston Rhode Island help homeowners lower their interest rate or change loan terms. Rhode Island law requires lenders to provide a clear disclosure of fees and terms within three business days of application. Working with a local Cranston company can simplify the process and ensure compliance with state regulations.
What Does a Mortgage Refinance Company in Cranston Cost?
Typical costs for a mortgage refinance in Rhode Island include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $500 to $1,000. Closing costs in Cranston generally range from 2% to 5% of the loan principal. These amounts vary based on your loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Cranston?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Rhode Island lenders also require a copy of your current mortgage note and a property appraisal.
How long does a typical mortgage refinance take in Rhode Island?
A standard refinance in Rhode Island usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Cranston who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.