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Mortgage Refinance Companies in Providence, RI

Looking for a mortgage refinance company in Providence? Review the directory below to compare your options.

18 agents listed
Updated June 2026
Providence, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Rhode Island before hiring.
Showing 18 mortgage refinance companies in Providence, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Beeline
188 Valley St Suite 225, Providence, RI 02909
(888) 810-5760 makeabeeline.com
Nate Colwell, Movement Mortgage NMLS #403287
72 Pine St 4th Floor, Providence, RI 02903
(401) 413-3329 movement.com
Semper Home Loans, Inc
225 Dupont Dr, Providence, RI 02907
(888) 817-6619 semperhomeloans.com
Northpointe Bank - Providence
76 Westminster St Ste 650, Providence, RI 02903
(888) 672-5626 northpointe.com
Andy Matt | Fairway Independent Mortgage Corporation Branch Manager
265 Waterman St, Providence, RI 02906
(781) 603-5079 fairwayindependentmc.com
Nick Principe - Mortgage Loan Officer - NMLS #1537716
551 S Water St, Providence, RI 02903
(401) 862-5110 nickprincipe.annie-mac.com
Angel Cordero
551 S Water St Suite 555, Providence, RI 02903
(401) 225-1797 annie-mac.com
Ashley Cookson | The Lending Ladies | Movement Mortgage
72 Pine St 4th Floor, Providence, RI 02903
(774) 644-3191 movement.com
Jarred Polseno - Mortgage Lender
551 S Water St, Providence, RI 02903
(401) 215-4515 jarredpolseno.annie-mac.com
Nathan Nary - Movement Mortgage
72 Pine St 4th Floor, Providence, RI 02903
(401) 835-3556 movement.com
Keith Calabro at Rate (NMLS #16945)
469 Angell St Suite 1, Providence, RI 02906
(401) 578-0356 rate.com
Gary Tiberi
72 Pine St Ste 4, Providence, RI 02903
(401) 644-9536 movement.com
Jessica Hoxsie | The Lending Ladies
72 Pine St 4th Floor, Providence, RI 02903
(401) 714-6635 movement.com
Marc Almeida, Movement Mortgage
72 Pine St 4th Floor, Providence, RI 02903
(401) 487-9673 movement.com
AnnieMac Home Mortgage
551 S Water St #555, Providence, RI 02903
(401) 545-0172 richbrandariz.annie-mac.com
Movement Mortgage RI
72 Pine St 4th Floor, Providence, RI 02903
(401) 524-0392 movement.com
Province Mortgage Associates, Inc. (Feliz Mortgage Group)
400 Reservoir Ave Suites 3D & 3E, Providence, RI 02907
(646) 246-2185 provincemortgage.com
PRMG
3 Regency Plz Suite 23, Providence, RI 02903
(401) 639-4600 prmg.net

Mortgage refinance companies in Providence Rhode Island help homeowners lower their interest rates or change loan terms. Rhode Island law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand Providence property values and the state specific closing process.

What Does a Mortgage Refinance Company in Providence Cost?

Typical costs for a mortgage refinance in Rhode Island range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 600 dollars, origination fees, title search, and recording fees. Your total cost depends on loan size, credit score, and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Providence?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Rhode Island lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Rhode Island?
The process usually takes 30 to 45 days from application to closing. Rhode Island law mandates a three day right of rescission period after signing, which adds a short delay.
Are there Rhode Island specific rules for refinancing?
Yes. Rhode Island requires lenders to disclose all fees upfront in the Loan Estimate. The state also limits prepayment penalties on most residential mortgages under state law.

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