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Compare Mortgage Refinance Companies in Providence, RI
Compare mortgage refinance companies in Providence. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Providence, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 18 mortgage refinance companies in Providence, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Beeline
188 Valley St Suite 225, Providence, RI 02909
8888105760
Nate Colwell, Movement Mortgage NMLS #403287
72 Pine St 4th Floor, Providence, RI 02903
4014133329
Semper Home Loans, Inc
225 Dupont Dr, Providence, RI 02907
8888176619
Northpointe Bank - Providence
76 Westminster St Ste 650, Providence, RI 02903
8886725626
Andy Matt | Fairway Independent Mortgage Corporation Branch Manager
265 Waterman St, Providence, RI 02906
7816035079
Nick Principe - Mortgage Loan Officer - NMLS #1537716
551 S Water St, Providence, RI 02903
4018625110
Angel Cordero
551 S Water St Suite 555, Providence, RI 02903
4012251797
Ashley Cookson | The Lending Ladies | Movement Mortgage
72 Pine St 4th Floor, Providence, RI 02903
7746443191
Jarred Polseno - Mortgage Lender
551 S Water St, Providence, RI 02903
4012154515
Nathan Nary - Movement Mortgage
72 Pine St 4th Floor, Providence, RI 02903
4018353556
Keith Calabro at Rate (NMLS #16945)
469 Angell St Suite 1, Providence, RI 02906
4015780356
Gary Tiberi
72 Pine St Ste 4, Providence, RI 02903
4016449536
Jessica Hoxsie | The Lending Ladies
72 Pine St 4th Floor, Providence, RI 02903
4017146635
Marc Almeida, Movement Mortgage
72 Pine St 4th Floor, Providence, RI 02903
4014879673
AnnieMac Home Mortgage
551 S Water St #555, Providence, RI 02903
4015450172
Movement Mortgage RI
72 Pine St 4th Floor, Providence, RI 02903
4015240392
Province Mortgage Associates, Inc. (Feliz Mortgage Group)
400 Reservoir Ave Suites 3D & 3E, Providence, RI 02907
6462462185
PRMG
3 Regency Plz Suite 23, Providence, RI 02903
4016394600
Mortgage refinance companies in Providence Rhode Island help homeowners lower their interest rates or change loan terms. Rhode Island law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand Providence property values and the state specific closing process.
What Does a Mortgage Refinance Company in Providence Cost?
Typical costs for a mortgage refinance in Rhode Island range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 600 dollars, origination fees, title search, and recording fees. Your total cost depends on loan size, credit score, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Providence?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Rhode Island lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Rhode Island?
The process usually takes 30 to 45 days from application to closing. Rhode Island law mandates a three day right of rescission period after signing, which adds a short delay.
Are there Rhode Island specific rules for refinancing?
Yes. Rhode Island requires lenders to disclose all fees upfront in the Loan Estimate. The state also limits prepayment penalties on most residential mortgages under state law.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.