Johnston homeowners seeking a mortgage refinance company can explore local lenders familiar with Rhode Island real estate laws. Rhode Island requires lenders to provide a Truth in Lending disclosure within three business days of application. Working with a company based in Providence County can help you navigate state specific regulations and closing procedures.
What Does a Mortgage Refinance Company in Johnston Cost?
Typical costs for a mortgage refinance in Rhode Island include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title search fees of 200 to 400 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. Rhode Island also charges a mortgage recording tax of 0.23 per 100 dollars borrowed. These costs vary by lender and loan type. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Mortgage Refinance Companies in Other Rhode Island Cities
Barrington · Bristol · Coventry · Cranston · Cumberland · East Greenwich · East Providence · Greenville · Lincoln · Middletown · Narragansett · Newport · North Smithfield · Pawtucket · Providence