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Browse mortgage refinance companies serving Bristol, Rhode Island. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Bristol, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 5 mortgage refinance companies in Bristol, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Capital City Financial Corporation, NMLS 2934
576 Metacom Ave # 8A, Bristol, RI 02809
4014329903
BankFive- Michael Mendonca
BankFive, 590 Metacom Ave, Bristol, RI 02809
4017493131
Chase Home Lending
580 Metacom Ave UNIT 21, Bristol, RI 02809
6197433618
Tess Aubourg, Movement Mortgage
259 Thames St Suite 10, Bristol, RI 02809
4015240392
Onward New England Mortgage, LLC
259 Thames St u10, Bristol, RI 02809
4012710154
Mortgage refinance companies in Bristol Rhode Island help homeowners lower their interest rates or change loan terms. Rhode Island law requires lenders to provide clear disclosure of fees and terms under the state's Truth in Lending Act. Local companies understand Bristol's waterfront property values and unique coastal market conditions.
What Does a Mortgage Refinance Company in Bristol Cost?
Typical costs for a mortgage refinance in Rhode Island range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title search costs of 300 to 600 dollars, and lender origination fees of 0.5 to 1 percent. Rhode Island also charges a mortgage recording tax of 2.30 dollars per 1,000 dollars of loan value. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Bristol Rhode Island?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Rhode Island also requires a property survey or title search for refinancing.
How long does a mortgage refinance take in Rhode Island?
A standard refinance in Rhode Island usually takes 30 to 45 days. Delays can occur if the property is in a flood zone near Bristol Harbor, which requires additional federal flood insurance paperwork.
Are there Rhode Island laws that protect me during refinancing?
Yes, Rhode Island General Law Section 34-25-1 requires lenders to disclose all costs and fees in writing before closing. You also have a three-day right of rescission after signing to cancel the refinance.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.