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Compare Mortgage Refinance Companies in Wakefield, RI
Browse mortgage refinance companies serving Wakefield, Rhode Island. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Wakefield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 4 mortgage refinance companies in Wakefield, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ron Manton - Churchill Mortgage, NMLS 4865
238 Robinson St Ste 3, Wakefield, RI 02879
4014339941
Churchill Mortgage - Wakefield
238 Robinson St Ste 3, Wakefield, RI 02879
4014339941
Atlantic Mortgage & Finance Corporation
94 Main St 2nd Floor, Wakefield, RI 02879
4014818050
Michael Nadeau - Chase Home Lending Advisor - NMLS ID 518614
580 Kingstown Rd, Wakefield, RI 02879
4012251250
Mortgage refinance companies in Wakefield, Rhode Island help homeowners adjust their loan terms, lower interest rates, or access home equity. Rhode Island law requires lenders to provide a clear Good Faith Estimate of closing costs within three business days of application. Local firms are familiar with Washington County property values and Rhode Island's specific recording fees and tax rules.
What Does a Mortgage Refinance Company in Wakefield Cost?
Typical refinance costs in Rhode Island include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. The largest cost is often the mortgage recording tax, which is 0.50 per 100 dollars of the new loan. Total closing costs usually range from 2 to 5 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Wakefield Rhode Island?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Rhode Island lenders also require a property appraisal and a copy of your current deed.
How long does a mortgage refinance take in Rhode Island?
A standard refinance in Rhode Island usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Rhode Island-specific fees for refinancing a mortgage?
Yes, Rhode Island charges a mortgage recording tax of 0.50 per 100 dollars of the loan amount. There may also be a state documentary stamp tax and local recording fees in Washington County.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.