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Find Mortgage Refinance Companies in West Des Moines, IA
Compare mortgage refinance companies in West Des Moines. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
West Des Moines, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 14 mortgage refinance companies in West Des Moines, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
5550 Wild Rose Ln Suite 4086, West Des Moines, IA 50266
5152028999
Brian Houk - Mortgage Team
6750 Westown Pkwy Suite 100A, West Des Moines, IA 50266
5154210259
Brian Swanson - Guild Mortgage NMLS 400119
1603 22nd St STE 102, West Des Moines, IA 50266
5159883866
Land Home Financial Services - West Des Moines
6919 Vista Dr, West Des Moines, IA 50266
5153484055
Shannon Thome Mortgage Banker - Central Bank
5070 Mills Civic Pkwy, West Des Moines, IA 50266
5152109244
Dirk Hellige - Mortgage Lender
140 S 68th St, West Des Moines, IA 50266
6417775052
IntroLend Home Results
4001 Westown Pkwy, West Des Moines, IA 50266
5154617600
New American Funding - Amber Lampe
4401 Westown Pkwy ste 350, West Des Moines, IA 50266
5154902222
Cardinal Financial Company, Limited Partnership
6923 Vista Dr, West Des Moines, IA 50266
6415526324
Bannen Davis Mortgage Team
130 5th St suite b, West Des Moines, IA 50265
3198507685
Rick Matthews Motto Mortgage Midwest
7101 Vista Dr Suite 9, West Des Moines, IA 50266
5633494669
Guild Mortgage Company
1603 22nd St STE 102, West Des Moines, IA 50266
5156502880
New American Funding - West Des Moines, IA
4401 Westown Pkwy Suite 350, West Des Moines, IA 50266
5159788973
Doug Buchholz at Home Services Lending - West Des Moines
5901 Mills Civic Pkwy, West Des Moines, IA 50266
5159710230
Mortgage refinance companies in West Des Moines help homeowners adjust their loan terms or lower their interest rates. Iowa law requires lenders to provide a clear Loan Estimate within three business days of application. Working with a local company can make the process smoother for Polk County residents.
What Does a Mortgage Refinance Company in West Des Moines Cost?
Typical costs for a mortgage refinance in Iowa include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees around $200 to $400. Closing costs in West Des Moines usually total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in West Des Moines?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. Iowa lenders also require proof of homeowners insurance. Having these ready can speed up the application process.
How long does a mortgage refinance take in Iowa?
A typical refinance in Iowa takes 30 to 45 days from application to closing. Iowa law gives you a three day right of rescission after signing. Delays can happen if appraisals or title work take longer.
Are there Iowa specific laws for mortgage refinancing?
Yes. Iowa Code Chapter 535B regulates mortgage brokers and lenders. Lenders must be licensed with the Iowa Division of Banking. You also have the right to cancel within three business days for most refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.