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Directory of mortgage refinance companies in Dubuque, Iowa. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Dubuque, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 9 mortgage refinance companies in Dubuque, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GreenState Credit Union
3405 Stoneman Rd, Dubuque, IA 52002
8003973790
Dupaco Community Credit Union
3999 Pennsylvania Ave, Dubuque, IA 52002
8003737600
AIM Credit Union
1200 Associates Dr, Dubuque, IA 52002
5635853737
OneMain Financial
3500 Dodge St Ste 210, Dubuque, IA 52003
5635834804
Sara Lindecker-U.S. Bank Mortgage
270 W 7th St, Dubuque, IA 52001
5635892269
U.S. Bank-Mortgage Loan Officer-Beth McMullen
435 John F Kennedy Rd, Dubuque, IA 52002
5635821590
US Bank Mortgage
435 John F Kennedy Rd, Dubuque, IA 52002
8008722657
U.S. Bank-Mortgage Branch Manager-Gregory Hill
270 W 7th St, Dubuque, IA 52001
5635892262
New Eagle Mortgage, LLC
1200 Cedar Cross Rd, Dubuque, IA 52003
5632967574
Mortgage refinance companies in Dubuque Iowa help homeowners lower their interest rate or change loan terms. Iowa law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Dubuque property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Dubuque Cost?
Typical costs for refinancing a mortgage in Iowa range from 2 to 6 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars title insurance of 500 to 1500 dollars and lender origination fees of 500 to 2000 dollars. Some lenders offer no closing cost options but may charge a higher rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Dubuque Iowa?
You will need pay stubs tax returns bank statements and a recent mortgage statement. Iowa lenders also require a property appraisal to confirm home value. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in Iowa?
A typical refinance in Iowa takes 30 to 45 days from application to closing. Iowa law gives you three days after signing to cancel the loan without penalty. Delays can happen if the appraisal or title work takes longer.
Are there Iowa specific rules for mortgage refinancing?
Yes Iowa requires lenders to be licensed under the Iowa Mortgage Banking Act. You also have a right to a three day rescission period after closing. Check that your lender holds a valid Iowa license before signing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.