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Looking for a mortgage refinance company in Hiawatha? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Hiawatha, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 3 mortgage refinance companies in Hiawatha, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hall Lending Group, Mortgage Broker
1110 Dina Ct A, Hiawatha, IA 52233
3198993820
Waterstone Mortgage - Hiawatha, IA
2203 Blairsferry Crossing, Hiawatha, IA 52233
3193823854
Universal Lending Corporation
1450 Boyson Road Ste B3, Hiawatha, IA 52233
3193930100
Mortgage refinance companies in Hiawatha Iowa help homeowners lower their interest rates or change loan terms. Iowa law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the Hiawatha real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Hiawatha Cost?
Typical costs for a mortgage refinance in Iowa include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs around $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Hiawatha Iowa?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Iowa lenders also require a property appraisal to confirm the home value. Gather these documents before applying to speed up the process.
How long does a mortgage refinance take in Iowa?
A typical refinance in Iowa takes 30 to 45 days from application to closing. Iowa law does not set a specific timeline, but most lenders aim to close within this window. Delays can happen if additional documents are needed.
Are there Iowa-specific rules for refinancing a mortgage?
Iowa follows federal Truth in Lending Act rules and requires lenders to disclose all fees upfront. Iowa also has a three-day right of rescission for most refinances, meaning you can cancel within three business days after signing. This does not apply to all loan types.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.