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Mortgage Refinance Companies in Bettendorf, IA

Looking for a mortgage refinance company in Bettendorf? Review the directory below to compare your options.

11 agents listed
Updated May 2026
Bettendorf, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 11 mortgage refinance companies in Bettendorf, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Amber Ernst Team
3275 Utica Ridge Rd, Bettendorf, IA 52722
5635791097
New American Funding - Bettendorf, IA
3275 Utica Ridge Rd, Bettendorf, IA 52722
5632135137
New American Funding - Joy Schneckloth
3275 Utica Ridge Rd, Bettendorf, IA 52722
5633407907
Phil Dodds Mortgage Team
2395 Tech Dr STE 7, Bettendorf, IA 52722
5634599186
New American Funding - Katie Bys
3275 Utica Ridge Rd, Bettendorf, IA 52722
5633200813
Ruhl Mortgage: Chris Schneider
1228 Middle Rd, Bettendorf, IA 52722
5634415124
Symmetry Mortgage Corporation
5382 Clemons Rd, Bettendorf, IA 52722
5633325300
First Midwest Mortgage Corporation
1975 Kimberly Rd, Bettendorf, IA 52722
5633334664
Motto Mortgage River
4555 Utica Ridge Rd, Bettendorf, IA 52722
4806068813
Hope McDonnell at Rate (NMLS #1137325)
2550 Middle Rd Suite 602, Bettendorf, IA 52722
3097210121
Stephanie Smith
4555 Utica Ridge Rd, Bettendorf, IA 52722
5633329090

Mortgage refinance companies in Bettendorf Iowa help homeowners lower their interest rates or change loan terms. Iowa law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the Quad Cities housing market and can guide you through Iowa specific closing procedures.

What Does a Mortgage Refinance Company in Bettendorf Cost?

Typical costs for a mortgage refinance in Iowa range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars an origination fee of 0.5 to 1 percent and title insurance costs of 500 to 1000 dollars. Iowa also charges a mortgage recording tax of 0.10 percent of the loan amount. These costs vary by lender property value and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in Bettendorf Iowa?
The refinance process in Iowa usually takes 30 to 45 days from application to closing. Iowa law gives you a three day right of rescission after signing for most refinances. Your lender must provide a Loan Estimate within three business days of your application.
Are there Iowa specific rules for mortgage refinance companies?
Yes Iowa requires mortgage lenders and brokers to be licensed through the Iowa Division of Banking. They must follow the Iowa Consumer Credit Code which limits certain fees and requires clear disclosure of loan terms. Bettendorf residents should verify a company license before starting.
What documents do I need for a mortgage refinance in Bettendorf Iowa?
You will need recent pay stubs tax returns bank statements and a photo ID. Iowa lenders also require proof of homeowners insurance. If you have a second mortgage or home equity loan you must provide those account details as well.