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Mortgage Refinance Companies in Clive, IA

Directory of mortgage refinance companies in Clive, Iowa. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Clive, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 2 mortgage refinance companies in Clive, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Peprah Boakye-Danquah
12701 University Ave, Clive, IA 50325
5152039222
Susan Tinker at Community Choice
1351 NW 114th St, Clive, IA 50325
5153348579

Mortgage refinance companies in Clive, Iowa help homeowners adjust loan terms, lower rates, or switch loan types. Under Iowa Code 535C, lenders must follow specific disclosure rules for refinancing. Clive residents often refinance to take advantage of changing interest rates or to access home equity for improvements.

What Does a Mortgage Refinance Company in Clive Cost?

Typical costs for refinancing in Iowa include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $800 to $1,200. Closing costs generally range from 2% to 5% of the loan principal. These figures are estimates, and your actual costs will depend on your lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Clive Iowa?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Iowa law does not require extra state-specific documents beyond standard federal requirements.
How long does a mortgage refinance take in Iowa?
The process usually takes 30 to 45 days from application to closing. Iowa has no statutory time limit for refinancing, but lenders must provide a Loan Estimate within three business days of application.