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Directory of mortgage refinance companies in Cedar Rapids, Iowa. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Cedar Rapids, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 18 mortgage refinance companies in Cedar Rapids, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lindsey Whitfield - Mortgage Broker
3053 Center Point Rd NE # A, Cedar Rapids, IA 52402
3193614755
New American Funding - Victoria Adkins
3053 Center Point Rd NE # A, Cedar Rapids, IA 52402
3196519977
Andrew Gordon at Flat Branch Home Loans
1520 Midland Ct NE #300, Cedar Rapids, IA 52402
6507965215
Iowa Mortgage Solutions
2720 A Ave NE suite 102, Cedar Rapids, IA 52402
3193771988
Residential Mortgage Network, Inc.
1853 51st St NE #1, Cedar Rapids, IA 52402
3193547501
Zach Stineman
1005 Blairs Ferry Rd NE, Cedar Rapids, IA 52402
3192120369
New American Funding - Lisa Steinke
3053 Center Point Rd NE # A, Cedar Rapids, IA 52402
3033327597
Guild Mortgage - Stacy Feldman
373 Collins Rd NE #209, Cedar Rapids, IA 52402
3193780501
Contract Exchange Corporation
425 2nd St SE #370, Cedar Rapids, IA 52401
3193638827
Guild Mortgage Company
373 Collins Rd NE #209, Cedar Rapids, IA 52402
3193780501
Flat Branch Home Loans- Dan Hillers
427 1st St SE 200 Office 1, Cedar Rapids, IA 52401
3195604233
Neighborhood Finance Corporation: Cedar Rapids
1800 1st Ave NE Suite LL1, Cedar Rapids, IA 52402
3197777127
New American Funding - Cedar Rapids
3053 Center Point Rd NE # A, Cedar Rapids, IA 52402
3192146529
Peter Halvorson - Mortgage Loan Officer
5805 Rockwell Dr NE, Cedar Rapids, IA 52402
8002353228
Primary Residential Mortgage, Inc. - Cedar Rapids - Jean Sellnau
222 3rd Ave SE Ste #501 Ofc #2, Cedar Rapids, IA 52401
3194231927
James Erickson-U.S. Bank Mortgage
222 2nd Ave SE, Cedar Rapids, IA 52401
3193684283
Guild Mortgage Company
427 1st St SE #200, Cedar Rapids, IA 52401
3195319010
Lauren Grabe at Home Services Lending - Cedar Rapids
1005 Blairs Ferry Rd Suite 210, Cedar Rapids, IA 52402
3193290779
Mortgage refinance companies in Cedar Rapids Iowa help homeowners lower their rate or change loan terms. Iowa law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Cedar Rapids housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Cedar Rapids Cost?
Typical costs for a mortgage refinance in Iowa include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title insurance of 500 to 1500 dollars. Closing costs generally range from 2000 to 5000 dollars. These costs vary by situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Cedar Rapids?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Iowa lenders may also ask for proof of homeowners insurance.
How long does a refinance take in Iowa?
Most refinances close in 30 to 45 days. Iowa law gives you a three-day right of rescission after signing, so the total timeline may be slightly longer.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.