Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 3 mortgage refinance companies in Indianola, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Greater Iowa Credit Union
301 E Scenic Valley Ave, Indianola, IA 50125
5159563000
Journey Mortgage LLC
2500 W 2nd Ave Ste 4, Indianola, IA 50125
5154164643
Linda Frazier at Rate (NMLS #657492)
113 E Salem Ave Suite 103, Indianola, IA 50125
5153485996
What Does a Mortgage Refinance Company in Indianola Cost?
Typical costs for a mortgage refinance in Iowa include an appraisal fee of 400 to 700 dollars and lender origination fees of 0.5 to 1.5 percent of the loan amount. Third party costs like title insurance and credit report fees add 500 to 1500 dollars. Total closing costs often range from 2000 to 5000 dollars. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Indianola Iowa?
You typically need pay stubs tax returns bank statements and a photo ID. Iowa lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Iowa?
Most refinances close in 30 to 45 days. Iowa law gives you a three day right of rescission after signing to cancel the loan without penalty.
Are there Iowa specific rules for refinancing a mortgage?
Yes Iowa requires lenders to be licensed with the Iowa Division of Banking. The state also caps prepayment penalties on most residential loans.