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Looking for a mortgage lender in Lake Wylie? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Lake Wylie, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 3 mortgage lenders in Lake Wylie, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Melanie Bundy, Canopy Mortgage
1414 Village Harbor Dr, Lake Wylie, SC 29710
7048405548
Capital South Funding
4609 Charlotte Hwy STE 4, Lake Wylie, SC 29710
8036565888
The Bundy Team at Canopy Mortgage
4381 Charlotte Hwy Suite 102-B, Lake Wylie, SC 29710
7048405548
Mortgage lenders in Lake Wylie, South Carolina help home buyers and refinancing homeowners secure loans for residential properties. South Carolina law requires lenders to follow specific licensing rules under the South Carolina Consumer Protection Code. Local lenders understand the Lake Wylie housing market and can guide you through the process of buying a home near Lake Wylie.
What Does a Mortgage Lender in Lake Wylie Cost?
Typical costs for a mortgage in Lake Wylie include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in South Carolina usually range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lake Wylie?
You need proof of income, tax returns, bank statements, and identification. South Carolina lenders also require a property appraisal and a credit check. The exact list depends on your loan type and lender.
Are there South Carolina specific rules for mortgage lenders?
Yes, mortgage lenders in South Carolina must be licensed by the South Carolina Department of Consumer Affairs. The state also has laws about interest rates and loan terms under the South Carolina Consumer Protection Code. These rules help protect borrowers.
How long does it take to close a mortgage in Lake Wylie?
A typical mortgage closing in South Carolina takes 30 to 45 days from application to closing. Delays can happen if documents are missing or if the appraisal takes longer. Your lender will give you a timeline at the start.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.