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18 agents listed
Updated May 2026
Aiken, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 18 mortgage lenders in Aiken, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Aiken South Carolina help homebuyers secure financing for residential properties. South Carolina law requires lenders to follow specific licensing rules under the South Carolina Consumer Protection Code. Local lenders can guide you through state-specific programs like the South Carolina Housing down payment assistance.
What Does a Mortgage Lender in Aiken Cost?
Typical costs for a mortgage lender in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These amounts vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Aiken?
You typically need pay stubs, tax returns, bank statements, and a valid ID. South Carolina lenders also require a property appraisal and title search. Your lender will provide a full list based on your loan type.
How long does the mortgage process take in South Carolina?
The process usually takes 30 to 45 days from application to closing. South Carolina law requires a three-day right of rescission for refinances. Delays can occur if additional documentation is needed.
Are there first-time home buyer programs in Aiken South Carolina?
Yes, South Carolina Housing offers the First-Time Home Buyer Program with down payment assistance up to 6 percent of the loan amount. Eligibility depends on income and purchase price limits. Local lenders in Aiken can help you apply.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.