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Directory of mortgage lenders in Charleston, South Carolina. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Charleston, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 20 mortgage lenders in Charleston, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tabor Mortgage Group
2000 Sam Rittenberg Blvd STE 2020, Charleston, SC 29407
The Bridgewater Mortgage Group of Element Home Loans
174 E Bay St Ste 3, Charleston, SC 29401
8438236365
Movement Mortgage - Gary Harwyn, NMLS #331391
146 Fairchild St #180, Charleston, SC 29492
8432245619
Guild Mortgage - Christopher Barton
60 Markfield Dr Unit 5, Charleston, SC 29407
8432123963
Zach Larichiuta - The Local Team
1387 Harbor View Rd, Charleston, SC 29412
8436066001
Laurie Johnson
1180 Sam Rittenberg Blvd # 305, Charleston, SC 29407
8437084440
Josh Catigano
1387 Harbor View Rd, Charleston, SC 29412
8433231150
Leeward Point Mortgage
215 E Bay St Ste 403-F, Charleston, SC 29401
8432034578
Matt Mieras of Guild Mortgage
1180 Sam Rittenberg Blvd # 305, Charleston, SC 29407
8436705512
Gracen Watts -Your Mortgage Lady at Mint Group Mortgage, LLC
553 Savannah Hwy, Charleston, SC 29407
8439063954
Guild Mortgage - Drew Cody
60 Markfield Dr Unit 5, Charleston, SC 29407
8035172115
Matt Dorsey
1387 Harbor View Rd, Charleston, SC 29412
8434084421
Jennifer Stout - Home Loans with Jenn
1180 Sam Rittenberg Blvd # 305, Charleston, SC 29407
8438135544
Tracey A. Delong - Ameris Bank Mortgage
834 Savannah Hwy, Charleston, SC 29407
8433648106
What Does a Mortgage Lender in Charleston Cost?
Typical costs for a mortgage lender in South Carolina include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and a credit report fee of $30 to $50. Closing costs in Charleston generally range from 2% to 5% of the purchase price. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Charleston?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. South Carolina lenders also require a property appraisal and title search.
Are there special mortgage programs for first time buyers in South Carolina?
Yes, the South Carolina State Housing Finance and Development Authority offers the SC Homebuyer Program. This provides down payment assistance and competitive interest rates for qualified first time buyers in Charleston.
How long does the mortgage process take in Charleston South Carolina?
The process usually takes 30 to 45 days from application to closing. South Carolina law requires a three day right of rescission for refinances. Purchase loans do not have a mandatory waiting period after closing.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.