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Directory of mortgage lenders in Elgin, South Carolina. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Elgin, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 7 mortgage lenders in Elgin, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Beth Quick
566 Spears Creek Church Rd #101, Elgin, SC 29045
8033190733
Guild Mortgage - Trey Baker
566 Spears Creek Church Rd #101, Elgin, SC 29045
8033913558
Bill Oliver-Clear Modern Mortgage
161 Pontiac Business Center Dr ste 1208, Elgin, SC 29045
8039134806
Guild Mortgage Company
566 Spears Creek Church Rd #101, Elgin, SC 29045
8037644605
Guild Mortgage - Michael Moschella
566 Spears Creek Church Rd #101, Elgin, SC 29045
8033153582
Guild Mortgage - Athena Leventis
566 Spears Creek Church Rd #101, Elgin, SC 29045
8033913549
Guild Mortgage - James Nobles
566 Spears Creek Church Rd #101, Elgin, SC 29045
8033913550
Mortgage lenders in Elgin, South Carolina help home buyers and homeowners secure financing for residential properties. South Carolina law requires lenders to follow the state Mortgage Lending Act, which sets licensing and disclosure rules. Working with a local lender can simplify the process of buying a home in the Elgin area.
What Does a Mortgage Lender in Elgin Cost?
Typical costs for a mortgage in South Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees of $200 to $400. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Elgin?
You typically need pay stubs, tax returns, bank statements, and identification. South Carolina lenders also require a property appraisal and proof of homeowners insurance.
Are there special mortgage programs for first-time home buyers in South Carolina?
Yes, the South Carolina State Housing Finance and Development Authority offers programs like SC Home and SC Home Plus. These provide down payment assistance and reduced interest rates for eligible buyers.
How long does the mortgage approval process take in South Carolina?
The process usually takes 30 to 45 days from application to closing. South Carolina law requires a three-day right of rescission for refinances, which can add time.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.