Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 20 mortgage lenders in Columbia, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heath Goodrich Lending Team
1519 Richland St, Columbia, SC 29201
8033618021
New American Funding - Craig Johnson
717 Lady St Suite H, Columbia, SC 29201
8034200068
Guild Mortgage - Lauren Sawyer Foster
1751 St Julian Pl, Columbia, SC 29204
8033913535
New American Funding - Columbia, SC
717 Lady St Suite H, Columbia, SC 29201
8032191999
Guild Mortgage - Lamont Watson
One Harbison Way STE 110, Columbia, SC 29212
8035676680
Cain Mortgage Team
2717 Devine St, Columbia, SC 29205
8032619267
Guild Mortgage - Heyward Cathcart
1751 St Julian Pl, Columbia, SC 29204
8033913546
Silverton Mortgage - Columbia
2725 Devine St Suite 1, Columbia, SC 29205
8037660484
Aaron Simmons at First Heritage Mortgage, LLC
100 Executive Center Dr Ste 100, Columbia, SC 29210
8042922089
New American Funding - Wonida Welch
717 Lady St Suite H, Columbia, SC 29201
8032699396
Mortgage Options, Inc.
6140 St Andrews Rd, Columbia, SC 29212
8037325787
PrimeLending, A PlainsCapital Company - Columbia SC
1703 Gervais St, Columbia, SC 29201
8032347322
Guild Mortgage - Jesse Barbaro
1122 Barnwell St, Columbia, SC 29201
8033913539
Guild Mortgage - Jason Burns
1122 Barnwell St, Columbia, SC 29201
8032107999
The Cheer Lender - NMLS# 2188462
2231 Devine St Unit 202, Columbia, SC 29205
8032002615
Megga Marq Mortgage LLC
1122 Lady St Suite 222, Columbia, SC 29201
8032002764
Alicia Blevins - Ameris Bank Mortgage
1333 Main St STE 200, Columbia, SC 29201
8035667441
Midland Mortgage Corporation
1500 Richland St #2611, Columbia, SC 29201
8037651680
Tricia Vinson - Ameris Bank Mortgage
1333 Main St STE 200, Columbia, SC 29201
8033976700
Gulfstream Mortgage
3101 Carlisle St Suite 105, Columbia, SC 29205
8037710080
What Does a Mortgage Lender in Columbia Cost?
Typical costs for a mortgage lender in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and closing fees add 1,500 to 3,000 dollars. South Carolina also charges a documentary stamp tax of 0.37 cents per 100 dollars of the mortgage amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in South Carolina?
Mortgage loan originators in South Carolina must hold a valid license from the South Carolina Department of Consumer Affairs. They must also pass a national exam and complete annual continuing education. You can verify a lender license on the NMLS Consumer Access website.
What is the typical down payment for a home in Columbia?
Down payment requirements vary by loan type. Conventional loans often require 3 to 20 percent down. FHA loans allow as little as 3.5 percent down. South Carolina also offers down payment assistance programs for qualified first-time buyers in Richland and Lexington counties.
How long does a mortgage closing take in South Carolina?
A typical mortgage closing in South Carolina takes 30 to 45 days from application. The state requires a three-day right of rescission for refinances. Delays can occur if appraisal or title work takes longer than expected.