Skip to main content

Find Mortgage Lenders in Chapin, SC

Compare mortgage lenders in Chapin. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Chapin, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 2 mortgage lenders in Chapin, SC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Julian Garcia Jr. I Loan Officer I SYNC Mortgage Group
230 Lever Pass Rd, Chapin, SC 29036
8034393313
Elizabeth Kane- Atlantic Bay Mortgage Group
107A Virginia St Suite 102, Chapin, SC 29036
8037673379

Mortgage lenders in Chapin South Carolina help residents and newcomers secure financing for homes near Lake Murray. South Carolina law requires all mortgage loan originators to be licensed through the South Carolina Department of Consumer Affairs. Local lenders understand the Chapin market and can guide you through conventional FHA or VA loan programs.

What Does a Mortgage Lender in Chapin Cost?

Typical costs for a mortgage lender in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount and third-party fees for appraisal title search and credit report totaling 500 to 1500 dollars. Closing costs in South Carolina generally range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Chapin South Carolina?
You will typically need pay stubs W-2 forms tax returns bank statements and a valid ID. South Carolina lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in South Carolina?
The typical mortgage process in South Carolina takes 30 to 45 days from application to closing. South Carolina law requires a three-day right of rescission for refinances on your primary residence.
Are there special mortgage programs for first-time home buyers in Chapin?
Yes South Carolina offers the SC Housing First-Time Home Buyer program which provides down payment assistance and competitive interest rates. Eligibility depends on income and purchase price limits set by the state.