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Directory of mortgage lenders in Post Falls, Idaho. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Post Falls, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 14 mortgage lenders in Post Falls, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Northwest Title Loans
4005 W Riverbend Ave, Post Falls, ID 83854
2087734789
LendNation
101 E Seltice Way, Post Falls, ID 83854
2087779644
Check `n Go
740 N Cecil Rd #114, Post Falls, ID 83854
2087736228
Half Price Title Loans
3920 W 5th Ave # A2, Post Falls, ID 83854
2084571433
World Finance
112 E Seltice Way Ste C, Post Falls, ID 83854
2084573204
Monument Financial, Inc.
510 Clearwater Loop # 100, Post Falls, ID 83854
2089006350
Idaho Mortgage Broker Laura Guadamuz, Loan Officer NMLS #2097030
4252 E 16th Ave, Post Falls, ID 83854
2084815899
Erin Halleman, STCU Home Loans, NMLS #1173475
3903 E Primrose Ln #101, Post Falls, ID 83854
2086194005
Heartland Mortgage Inc NMLS# 70082
2700 E Seltice Way Ste 8, Post Falls, ID 83854
2087772030
Mimi Fisher - Powered by Modus Mortgage
510 Clearwater Loop, Post Falls, ID 83854
2086619457
P1FCU Post Falls Lending Center
3095 E Mullan Ave Ste 500, Post Falls, ID 83854
2087468900
Sierra Pacific Mortgage
4911 Inverness Dr, Post Falls, ID 83854
8004473386
Seltice Refiannce Mortgage
2701 E Seltice Way, Post Falls, ID 83854
2087772890
US Bank Mortgage
415 E Seltice Way, Post Falls, ID 83854
8008722657
Mortgage lenders in Post Falls Idaho help homebuyers secure financing for residential properties. Idaho does not require a state license for individual mortgage loan originators but they must register with the Nationwide Multistate Licensing System. Local lenders understand the unique real estate market in Kootenai County and can guide you through the process of buying a home in this growing area.
What Does a Mortgage Lender in Post Falls Cost?
Typical costs for a mortgage lender in Post Falls include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees add another 1000 to 2000 dollars. Closing costs in Idaho average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Post Falls?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Idaho lenders also require a signed purchase agreement and proof of homeowners insurance before closing.
How long does it take to close on a mortgage in Idaho?
The average mortgage closing in Idaho takes 30 to 45 days from application to funding. Delays can occur if the appraisal or title work takes longer than expected.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.