Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 8 mortgage lenders in Hayden, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
97 W Prairie Shopping Center, Hayden, ID 83835
2086642101
Jason Kelly at CrossCountry Mortgage
8596 N Wayne Dr Unit A8, Hayden, ID 83835
2086766367
Mutual of Omaha Reverse Mortgage
9040 Hess St, Hayden, ID 83835
2087626887
Wasatch Finance
2959 E Hayden Lake Rd, Hayden, ID 83835
9289272824
Benjamin Schmidt, STCU Home Loans, NMLS #2772449
255 Hayden Ave, Hayden, ID 83835
5099938777
STCU: Hayden Home Loan Center
255 Hayden Ave, Hayden, ID 83835
2086194000
Brad Ekstrom, STCU Home Loans, NMLS #213929
255 Hayden Ave, Hayden, ID 83835
7205005443
Bobby Findley, STCU Home Loans, NMLS #1041619
255 Hayden Ave, Hayden, ID 83835
2082621845
What Does a Mortgage Lender in Hayden Cost?
Typical costs for a mortgage lender in Idaho include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $1,000 to $2,000. Closing costs in Kootenai County often total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Hayden?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Idaho lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Idaho?
The process usually takes 30 to 45 days from application to closing. Idaho does not have a statutory waiting period, but lenders must follow federal disclosure rules that require a three day review period before closing.
Are there first time home buyer programs in Idaho?
Yes, the Idaho Housing and Finance Association offers down payment assistance and fixed rate loans for first time buyers. These programs have income limits and require a homebuyer education course.