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13 agents listed
Updated May 2026
Boise, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 13 mortgage lenders in Boise, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
7639 W Riverside Dr Suite 100, Boise, ID 83714
2083338220
PrimeLending, A PlainsCapital Company - Downtown Boise
950 W Bannock St #420, Boise, ID 83702
2085766981
Guild Mortgage - Joseph Pattee
1211 W Myrtle St #380, Boise, ID 83702
2084732182
Guild Mortgage - Terry Heffner
1556 S Timesquare Ln Suite 200, Boise, ID 83709
2089013540
The Smith Team at CrossCountry Mortgage
12639 W Explorer Dr #175, Boise, ID 83713
2085635588
PACFI Home Loans
10332 W Ustick Rd, Boise, ID 83704
2088070370
Bluebird Home Loans
616 S Americana Blvd, Boise, ID 83702
8774821874
Home Loans | Tucker Team | Benchmark Mortgage
2535 W State St, Boise, ID 83702
2082871705
Guild Mortgage - Kim Stastny
1211 W Myrtle St #380, Boise, ID 83702
2083338150
Guild Mortgage Company
1556 S Timesquare Ln Suite 200, Boise, ID 83709
2083210245
Jason Hennemuth - Powered by Future Mortgage
1401 S Robert St Suite 208, Boise, ID 83705
8587527983
Amy Wirshing, NMLS:302440, Union Home Mortgage
950 W Bannock St Suite 450, Boise, ID 83702
2087614611
Mortgage Professionals of Sun Valley, Inc.
800 W Main St #1460, Boise, ID 83702
2084049434
Mortgage lenders in Boise, Idaho help homebuyers secure financing for residential properties. Idaho law requires lenders to hold a state license through the Idaho Department of Finance. Local lenders understand the Boise market and can guide you through conventional, FHA, and VA loan options.
What Does a Mortgage Lender in Boise Cost?
Typical costs for a mortgage lender in Boise include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,200 dollars. Closing costs in Idaho generally range from 2 to 5 percent of the home purchase price. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Idaho?
Mortgage lenders in Idaho must be licensed by the Idaho Department of Finance under the Idaho Residential Mortgage Practices Act. This ensures they meet state requirements for education, background checks, and financial responsibility.
How long does a mortgage loan take to close in Boise?
A typical mortgage loan in Boise takes 30 to 45 days to close from application. Delays can occur if appraisal or title work takes longer. Idaho does not have a specific statutory closing timeline, but most lenders aim for 45 days.
Are there Idaho specific down payment assistance programs?
Yes, Idaho Housing and Finance Association offers down payment assistance for qualified buyers in Boise. Programs include the Idaho Home Loan program with up to 5 percent down payment help. Eligibility depends on income and credit score.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.