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Showing 2 mortgage lenders in Middleton, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pioneer Federal Credit Union | Middleton, ID
551 Middleton Rd, Middleton, ID 83644
2085873304
Clarity Credit Union - Middleton
3 W Main St, Middleton, ID 83644
2084676583
What Does a Mortgage Lender in Middleton Cost?
Typical costs for a mortgage in Idaho include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Middleton Idaho?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Idaho lenders also require proof of homeowners insurance before closing.
Are there first time home buyer programs in Idaho?
Yes, Idaho Housing and Finance Association offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a homebuyer education class.
How long does the mortgage process take in Idaho?
The process usually takes 30 to 45 days from application to closing. Idaho law requires a three day right of rescission on most purchase loans after signing.