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Looking for a mortgage lender in Caldwell? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Caldwell, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 3 mortgage lenders in Caldwell, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Motto Mortgage Achieves
310 S Kimball Ave, Caldwell, ID 83605
2089064308
USA Mortgage
4605 Enterprise Way Suite 105, Caldwell, ID 83605
2088410349
US Bank Mortgage
Caldwell, ID 83605
8008722657
Mortgage lenders in Caldwell Idaho help home buyers and homeowners secure financing for residential properties. Idaho law requires lenders to be licensed through the Idaho Department of Finance. Many local lenders offer conventional FHA VA and USDA loans tailored to the Treasure Valley market.
What Does a Mortgage Lender in Caldwell Cost?
Typical costs for a mortgage lender in Idaho include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal title insurance and credit report. Closing costs in Caldwell often range from 3000 to 8000 depending on loan size and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Caldwell Idaho?
You typically need recent pay stubs tax returns bank statements and a valid ID. Idaho lenders also require a credit check and proof of employment. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Idaho?
The process usually takes 30 to 45 days from application to closing. Idaho law does not set a specific timeline but lenders must provide a Loan Estimate within three business days of application. Delays can occur if appraisals or title work take longer.
Are there Idaho specific programs for first time home buyers?
Yes the Idaho Housing and Finance Association offers down payment assistance and fixed rate loans for first time buyers. These programs have income limits and require a home buyer education course. Local lenders in Caldwell can help you apply.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.