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Compare mortgage lenders in Garden City. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Garden City, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 5 mortgage lenders in Garden City, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Half Price Title Loans by Ideal Lending
4213 W Chinden Blvd, Garden City, ID 83714
2083365626
Diversified Mortgage Group
7977 W Marigold St, Garden City, ID 83714
2088537878
Fairway Home Mortgage : Crystal Howard
9233 W State St Suite 1, Garden City, ID 83714
2089918869
Home Loans of Idaho
3724 N Plantation River Dr #102, Garden City, ID 83703
2082977444
US Bank Mortgage
Garden City, ID 83714
8008722657
Mortgage lenders in Garden City, Idaho help home buyers and homeowners secure financing for property purchases and refinancing. Idaho law requires lenders to be licensed through the Idaho Department of Finance. Garden City borrowers can work with local banks, credit unions, and mortgage brokers who understand the Treasure Valley real estate market.
What Does a Mortgage Lender in Garden City Cost?
Typical costs for a mortgage in Idaho include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 1,500 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Garden City Idaho?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Idaho lenders also require a signed purchase agreement and proof of homeowners insurance before closing.
How long does the mortgage process take in Idaho?
The process usually takes 30 to 45 days from application to closing. Idaho law allows a three day rescission period for refinances but not for purchase loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.