Find FHA Loan Specialists in Pleasant Grove, UT
Directory of fha loan specialists in Pleasant Grove, Utah. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Utah before hiring.
Showing 16 fha loan specialists in Pleasant Grove, UT
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An FHA loan specialist in Pleasant Grove Utah helps home buyers and homeowners secure loans insured by the Federal Housing Administration. Utah law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Pleasant Grove residents often use FHA loans for their lower down payment requirements and flexible credit guidelines.
What Does a FHA Loan Specialist in Pleasant Grove Cost?
Typical costs for an FHA loan specialist in Utah include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan terms and down payment. Closing costs in Utah average 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Pleasant Grove Utah?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval application and closing. They help determine eligibility based on Utah specific property limits and FHA guidelines. Specialists also explain Utah mortgage insurance requirements and local appraisal rules.
What are the FHA loan limits for Pleasant Grove Utah in 2025?
For 2025 the FHA loan limit for a single family home in Utah County including Pleasant Grove is $498,257. Higher limits apply for duplexes triplexes and fourplex properties. These limits are set by the U.S. Department of Housing and Urban Development and may change annually.
Are there Utah specific requirements for FHA loans?
Yes Utah law requires FHA loan originators to hold a valid Utah mortgage license. Borrowers must also meet FHA minimum property standards which include a health and safety inspection. Utah does not have a state specific down payment assistance program but local options may be available through Utah Housing Corporation.