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Find FHA Loan Specialists Near You in Clearfield, UT
Browse fha loan specialists serving Clearfield, Utah. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Clearfield, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 14 fha loan specialists in Clearfield, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Steve Wilcox - Fulcrum Home Loans
1412 Legend Hills Dr Suite 130, Clearfield, UT 84015
8016281651
Guild Mortgage Company
938 University Park Blvd #200, Clearfield, UT 84015
8018962071
Utah Independent Mortgage Corp - NMLS #1795032
1785 Legend Hills Dr Suite 370, Clearfield, UT 84015
8019232161
Guild Mortgage - Christian Bingham
938 University Park Blvd #200, Clearfield, UT 84015
8017847880
Cornerstone Home Lending - The Tim Hawkes Team
1725 E 1450 S, Clearfield, UT 84015
8018207620
Lift Home Lending
466 N Main St Suite #204, Clearfield, UT 84015
3855577525
First Colony Mortgage Clearfield Branch
1795 E 1450 S #200, Clearfield, UT 84015
8016582111
Guild Mortgage - Brett Mills
938 University Park Blvd, Clearfield, UT 84015
8016286771
Guild Mortgage - Cole Salmon
938 University Park Blvd #200, Clearfield, UT 84015
3852962989
Sarah Hale Cresap | Fairway Independent Mortgage Corporation Loan Officer
1436 S Legend Hls Dr Suite 321, Clearfield, UT 84015
8016612573
Tim Hawkes at Cornerstone Home Lending | NMLS# 8785
1725 E 1450 S #100, Clearfield, UT 84015
8018207620
VanDyk Mortgage - Amy Castro
1366 Legend Hills Dr, Clearfield, UT 84015
8016459305
Utah Mortgage Loan Corporation
1436 Legend Hills Dr # 110, Clearfield, UT 84015
8015614700
Utah Independent Mortgage Corp
1785 Legend Hills Dr Suite 370, Clearfield, UT 84015
8019232161
An FHA loan specialist in Clearfield, Utah can help you navigate the process of obtaining a government-backed mortgage. Clearfield is located in Davis County, where FHA loan limits for 2024 are set at $498,257 for a single-family home. These loans are popular for first-time homebuyers and those with lower credit scores, offering down payments as low as 3.5 percent.
What Does a FHA Loan Specialist in Clearfield Cost?
Typical costs for an FHA loan in Utah include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs in Clearfield generally range from 2 to 5 percent of the purchase price. Lender fees may vary. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Clearfield do?
An FHA loan specialist guides you through the FHA loan application process, including pre-approval, documentation, and closing. They ensure the property meets FHA minimum property standards and help you understand Utah-specific requirements like the state's statutory redemption period after foreclosure.
What are the FHA loan limits for Clearfield Utah in 2024?
For 2024, the FHA loan limit for a single-family home in Davis County, including Clearfield, is $498,257. Limits are higher for multi-unit properties, up to $958,350 for a four-unit home. These limits are set by the U.S. Department of Housing and Urban Development.
Are there Utah-specific rules for FHA loans?
Yes, Utah has a statutory right of redemption period of 6 months after a foreclosure sale, which can affect FHA loan timelines. Also, Utah law requires lenders to provide a specific notice of default before initiating foreclosure. An FHA specialist can explain how these rules impact your loan.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.