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FHA Loan Specialists in Cottonwood Heights, UT

Compare fha loan specialists in Cottonwood Heights. Review contact information and insurance categorys before you decide.

18 agents listed
Updated June 2026
Cottonwood Heights, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 18 fha loan specialists in Cottonwood Heights, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Rate Home Loans, Inc.
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
(801) 506-2700 directrate.com
Matt Barrett | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 897-3222 intercaplending.com
Missy Fuller | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 898-7353 intercaplending.com
Brian Kesler | Fairway Mortgage
6965 S Union Park Center #140, Cottonwood Heights, UT 84121
(801) 230-5464 fairway.com
United First Mortgage
7351 South Union Park Ave Suite 225, Cottonwood Heights, UT 84093
(801) 308-5626 unitedfirstmortgage.com
Jamie (Fidler) Cooke | Intercap Lending
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 703-1390 intercaplending.com
Smart Loan Lady: Linda Miller, Mortgage Advisor NMLS #39250
6740 S 1300 E #100, Cottonwood Heights, UT 84121
(801) 550-1222 rate.com
Fairway Independent Mortgage Corporation
6955 S Union Park Center # 370, Cottonwood Heights, UT 84047
(385) 355-2144
Cottonwood Lending Group
2825 E Cottonwood Pkwy Ste .500, Ofc# 578, Cottonwood Heights, UT 84121
(801) 706-7354 cottonwoodlendinggroup.com
Matt Walker | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 381-4767 intercaplending.com
Approved Home Loans
7135 S Highland Dr STE 202, Cottonwood Heights, UT 84121
(801) 899-9191 yourapprovedloan.com
The Spectre Mortgage Team at Direct Rate Home Loans
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
(801) 759-5201 digitalmortgage.candidcrm.com
Bruce Stephens - Loan Officer, Direct Rate Home Loans
6985 S Union Park Center, Cottonwood Heights, UT 84047
(801) 510-9588 directrate.com
Randy Wright at Rate (NMLS #8977)
6740 S 1300 E Suite 100, Cottonwood Heights, UT 84121
(801) 265-8900 rate.com
Josh Kim Intercap Lending
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 860-6014 intercaplending.com
Matt Walker at Rate (NMLS 103817)
6740 S 1300 E #100, Cottonwood Heights, UT 84121
(801) 735-9627 rate.com
Megan Ryan Mortgage Loan Officer
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 856-1190 intercaplending.com
United First Mortgage- Josh Jensen
7351 Union Park Ave Suite 225, Cottonwood Heights, UT 84047
(801) 755-1559 unitedfirstmortgage.com

An FHA loan specialist in Cottonwood Heights Utah helps home buyers navigate Federal Housing Administration insured loans. These loans are popular in Utah due to lower down payment requirements and flexible credit guidelines. Local specialists understand Salt Lake County property values and Utah specific FHA loan limits.

What Does a FHA Loan Specialist in Cottonwood Heights Cost?

Typical costs for an FHA loan specialist in Utah include an origination fee of 1 percent of the loan amount plus third party fees for appraisal and credit report. These fees usually range from $500 to $1,500. The borrower also pays an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent. Costs vary by case. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Cottonwood Heights Utah?
For 2025 the FHA loan limit for a single family home in Salt Lake County including Cottonwood Heights is $552,000. This amount is set by the Department of Housing and Urban Development and may change annually.
Do I need a specific license to be an FHA loan specialist in Utah?
Yes. In Utah all mortgage loan originators must hold a valid license from the Utah Department of Financial Institutions. They must also complete annual continuing education and pass a background check.
What is the minimum down payment for an FHA loan in Utah?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Lower scores may require a 10 percent down payment.

FHA Loan Specialists in Other Utah Cities

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Utah.

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